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They really put my mind at ease.

Looking for a home can be so stressful and scary! Prinster Realtors helped me find my home and they were there every step of the way to answer all my questions, big or small.

They really put my mind at ease. The customer service was outstanding! And my home buying experience was fun!

I LOVE my home and I would recommend them to anyone buying or selling a home.
 

Michele - O'Fallon, MO

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What is the busiest airport in the world?

A 
According to the Airports Council International, the Hartsfield International Airport in Atlanta, Georgia is currently the busiest airport in the world, serving 76.87 million passengers per year.
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Prinster, REALTORS, REALTOR®, real estate agents and broker for St. Peters, O'Fallon and St. Charles, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

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Prinster, REALTORS

1205 Highland Circle Drive
Wentzville, MO 63385
636-332-0481
Fax: 636-327-6641
donaldprinster@NUMBER1EXPERT.com

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