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"They handled it with a "no-problem" approach."
Our Sales Representative was Marjorie Mitchell - We would recommend her to anyone!
Raelene & LarryFestus, MO
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She was so informative!
Laur was so informative, understood my needs and utilized text messaging / emails - was so fast with responses. Best move / buy EVER! I would recommend your services to others, and there is nothing that could have been done to make the transaction an easier one - it was perfect!
Matt - St. Peters, MO
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What is the role of the U.S. Housing Authority?
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| A |
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states. |
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