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Welcome > Local Info > Neighborhoods ...

Looking for a new “Neighborhood”?

Webster's Dictionary defines the word Neighborhood as: "1) a particular community, district or area, or 2) the people living near one another."

But, what is more important, is how YOU define your Neighborhood.

Are you looking for a small, quaint, old hometown type of area with everything centrally located right there? Try Winghaven or New Town.

Or, perhaps you want a historical area? Then check out the City of St. Charles, or Historic St. Charles where Lewis & Clark got their start; or the City of Augusta where the wineries are and where Daniel Boone used to live!

Whatever works for you, an urban development or a rural area, the St. Charles Metropolitan Region has a lot to offer! Check us out at the Visitors Bureau .

Request our Free St. Peters, O'Fallon and St. Charles Relocation Package. It's packed full of useful and important information about the St. Peters, O'Fallon and St. Charles, Missouri area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out...

What are the best neighborhoods? It's our job to know! Tell us more about your move. Or request our FREE St. Peters, O'Fallon and St. Charles relocation package of information. It'a free and without obligation...

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School Reports in St. Peters, O'Fallon and St. Charles, Missouri

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Missouri Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in St. Peters, O'Fallon and St. Charles

First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What is encroachment, and how might it affect a property owner?
A	Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim.
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Prinster, REALTORS, REALTOR®, real estate agents and broker for St. Peters, O'Fallon and St. Charles, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Team at
Prinster, REALTORS
1205 Highland Circle Drive
Wentzville, MO 63385
636-332-0481
Fax: 636-327-6641
donaldprinster@NUMBER1EXPERT.com
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